Many people dream of the freedom and adventure that comes with living on a boat. It sounds nice, but what about the practicalities of it all? The logistics and legalities of living on a boat full-time can be confusing. But today, hopefully I can answer your question “Can you live on a boat?”
Is Living On A Boat Full Time Legal?
Living on a boat full time in the US can be legal. But, it varies depending on state and local regulations. Here’s what you need to know:
- Different states have different laws regarding liveaboards. Some states are more lenient, allowing liveaboards in many marinas. Others have strict regulations that limit where you can live on your boat. In Georgia, it is illegal to live on a boat for more than 30 days per calendar year.
- Even if state laws permit living aboard, individual marinas may have their own rules. Some marinas welcome liveaboards and provide necessary amenities, while others prohibit it entirely.
- In some areas, you can live on your boat if you anchor in designated areas. However, local laws often restrict where and for how long you can anchor, especially in popular coastal regions.
How Much Does The Boat Lifestyle Cost?
The cost of living on a boat full time can vary widely based on several factors:
- Initial Purchase: The price of a boat can range wildly. An older, used boat may cost a few thousand dollars. The price only goes up from there.
- Maintenance and Repairs: Boats require regular maintenance, which can be costly. Budget for routine upkeep, unexpected repairs, and potential upgrades.
- Marina Fees: If you plan to dock your boat in a marina, you’ll need to pay docking fees. These can range from $500 to $2,000 per month, depending on the location and amenities.
- Living Expenses: Consider the cost of fuel, utilities (electricity, water, internet), insurance, and groceries. Living aboard may potentially be a cheaper option than a rent or mortgage. But, expenses can add up, so do your research.
Pros And Cons Of Boat Life
Before you decide whether living on the water is right for you, check out these pros and cons.
Pros
- The freedom to travel and explore different locations
- Constantly changing scenic views
- A minimalist lifestyle that encourages simple living
- Become part of a tight-knit community of boaters
- Potentially lower your cost of living compared to traditional housing
Cons
- High maintenance requirements and costs
- Limited living space can feel cramped
- You are vulnerable to weather conditions and storms
- Navigating regulations and finding suitable docking or anchoring spots
- Depending on your given location, you may be have limited access to healthcare, shopping, and other services
Visit Tom Whittemore’s blog to read about sailing, cruises, ocean photography, and more.
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